A completely new discount on insurance premiums for employees
As of January 2025, it will be possible to apply a discount on premiums of 6.5% for working old-age pensioners. However, the discount is not applied automatically; specific formal steps must be taken. An employed old-age pensioner must submit a certificate from the Czech Social Security Administration (ČSSZ) confirming their status as a pensioner with granted pension rights. This document is essential to claim the premium discount.
The discount cannot be claimed retroactively, which is important to note. If an employed pensioner fails to submit this certificate on time, they forfeit the right to claim the discount for previous months. The employer can apply the discount only from the month they receive the confirmation. To secure the discount for January, old-age pensioners must submit this confirmation to their employer's payroll office at the start of the month.